Utopia is a luxury residential ocean liner for tax-dodging malcontents who we are better off without and if the kraken exists, which I hope it does, and if it ever attacks a ship, which I hope it doesn't, there would be worse ships for it to attack. Especially if there is anything in the idea of hubris. Instead of paying taxes, the Utopians make themselves feel better by giving away their money. To help them decide how to do it, the ship emplyes a Philanthropy Concierge. I applied for the job, actually. It's probably why I sound so bitter.
People wanting to choose how to spend their money on doing good rather than trusting tax and bureacurats: nuts to it. You try doing without bureaucracy. Also, people say that bureaucrats lack common sense and just apply rules: yes, they do. The thing is, we agree on rules, and what the Utopians think is common sense and what I think are two very different things.